Need a piece of heavy furniture moved? Advice on your taxes? A massage after an intense workout? The people you call on to fill these needs are your own personal “Circle of Support”—the family, friends and professionals who help you through the everyday ups and downs in life. You are not an "island," which is why it's important to be prepared so that when trouble comes knocking you'll know who to call on for the job.

It takes time to cultivate your unique support team. Consider your individual lifestyle and professional needs, as well as your budget. Like the...